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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,569 | $123,793+97.6% | $177,840+37.5% | $79,852+206.3% |
| Participation rate | 92.5% | 84.7%+7.8pp | 87.7%+4.8pp | 69.6%+22.9pp |
| Annual return | 13.09% | 22.82%-9.7pp | 48.32%-35.2pp | 31.72%-18.6pp |
| Employer contribution / active EE | $501 | $4,095-87.8% | $5,919-91.5% | $2,471-79.7% |
| Participant deferral / active EE | $7,749 | $5,956+30.1% | $7,714+0.5% | $3,740+107.2% |
| Admin fee / account holder | $11,112 | $7,243+53.4% | $12,431-10.6% | $5,306+109.4% |