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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,551 | $94,529+129.1% | $140,019+54.7% | $64,173+237.4% |
| Participation rate | 91.9% | 84.1%+7.8pp | 87.5%+4.4pp | 69.6%+22.3pp |
| Annual return | -0.42% | 7.77%-8.2pp | 651.15%-651.6pp | 7.63%-8.1pp |
| Employer contribution / active EE | $562 | $3,812-85.3% | $5,605-90.0% | $2,381-76.4% |
| Participant deferral / active EE | $11,418 | $5,250+117.5% | $6,927+64.8% | $3,470+229.1% |
| Admin fee / account holder | $5,086 | $6,741-24.6% | $10,705-52.5% | $4,887+4.1% |