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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,292 | $100,060+113.2% | $149,721+42.5% | $70,126+204.2% |
| Participation rate | 89.7% | 83.6%+6.2pp | 87.1%+2.7pp | 69.5%+20.2pp |
| Annual return | 17.03% | 27.46%-10.4pp | 1501.67%-1484.6pp | 73.15%-56.1pp |
| Employer contribution / active EE | $974 | $3,661-73.4% | $5,444-82.1% | $2,343-58.4% |
| Participant deferral / active EE | $11,410 | $4,982+129.0% | $6,568+73.7% | $3,332+242.5% |
| Admin fee / account holder | $13,395 | $8,285+61.7% | $11,282+18.7% | $4,645+188.3% |