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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,993 | $117,829+0.1% | $102,423+15.2% | $145,877-19.1% |
| Participation rate | 87.5% | 78.6%+8.9pp | 76.5%+11.0pp | 80.3%+7.2pp |
| Annual return | 12.85% | 31.83%-19.0pp | 29.42%-16.6pp | 551.28%-538.4pp |
| Employer contribution / active EE | $3,093 | $3,615-14.4% | $3,023+2.3% | $4,663-33.7% |
| Participant deferral / active EE | $8,589 | $5,732+49.8% | $5,054+69.9% | $6,691+28.4% |
| Admin fee / account holder | $17,396 | $13,335+30.5% | $9,455+84.0% | $13,402+29.8% |