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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,596 | $112,131-10.3% | $95,964+4.8% | $158,982-36.7% |
| Participation rate | 93.3% | 79.0%+14.3pp | 77.1%+16.2pp | 82.0%+11.4pp |
| Annual return | 18.25% | 171.19%-152.9pp | 91.64%-73.4pp | 302.99%-284.7pp |
| Employer contribution / active EE | $3,167 | $3,199-1.0% | $2,541+24.6% | $4,763-33.5% |
| Participant deferral / active EE | $6,764 | $4,784+41.4% | $4,167+62.3% | $5,983+13.0% |
| Admin fee / account holder | $1,408 | $10,136-86.1% | $6,797-79.3% | $11,252-87.5% |