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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,565 | $110,212+6.7% | $96,534+21.8% | $139,466-15.7% |
| Participation rate | 87.5% | 78.1%+9.4pp | 76.0%+11.5pp | 80.3%+7.2pp |
| Annual return | 18.80% | 26.42%-7.6pp | 25.88%-7.1pp | 373.66%-354.9pp |
| Employer contribution / active EE | $3,334 | $3,620-7.9% | $2,965+12.4% | $4,754-29.9% |
| Participant deferral / active EE | $8,825 | $5,547+59.1% | $4,851+81.9% | $6,712+31.5% |
| Admin fee / account holder | $1,694 | $11,599-85.4% | $8,253-79.5% | $11,409-85.1% |