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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,494 | $54,357+31.5% | $82,706-13.6% | $68,495+4.4% |
| Participation rate | 24.1% | 63.9%-39.8pp | 72.6%-48.4pp | 67.9%-43.8pp |
| Annual return | -17.66% | -13.67%-4.0pp | 701.76%-719.4pp | -7.84%-9.8pp |
| Employer contribution / active EE | $839 | $2,218-62.2% | $3,007-72.1% | $2,596-67.7% |
| Participant deferral / active EE | $2,056 | $3,246-36.7% | $4,394-53.2% | $4,028-49.0% |
| Admin fee / account holder | $963 | $4,396-78.1% | $5,329-81.9% | $5,403-82.2% |