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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,904 | $60,128-8.7% | $90,440-39.3% | $79,852-31.2% |
| Participation rate | 36.6% | 65.0%-28.4pp | 72.7%-36.1pp | 69.6%-33.1pp |
| Annual return | 13.40% | 71.95%-58.5pp | 1294.38%-1281.0pp | 31.72%-18.3pp |
| Employer contribution / active EE | $1,162 | $2,068-43.8% | $3,263-64.4% | $2,471-53.0% |
| Participant deferral / active EE | $3,134 | $2,939+6.7% | $3,964-20.9% | $3,740-16.2% |
| Admin fee / account holder | $3,107 | $3,977-21.9% | $5,615-44.7% | $5,306-41.4% |