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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,846 | $77,976-45.1% | $81,367-47.3% | $125,389-65.8% |
| Participation rate | 100.0% | 83.3%+16.7pp | 82.3%+17.7pp | 83.2%+16.8pp |
| Annual return | -2.85% | -2.85%0pp | -0.92%-1.9pp | 282.24%-285.1pp |
| Employer contribution / active EE | $10,977 | $4,366+151.4% | $3,930+179.3% | $4,866+125.6% |
| Participant deferral / active EE | $8,347 | $5,646+47.8% | $5,383+55.1% | $5,352+56.0% |
| Admin fee / account holder | $566 | $12,476-95.5% | $8,926-93.7% | $9,541-94.1% |