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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,480 | $96,388+90.4% | $80,627+127.6% | $139,466+31.6% |
| Participation rate | 92.3% | 73.6%+18.7pp | 67.0%+25.3pp | 80.3%+12.0pp |
| Annual return | 17.27% | 1352.08%-1334.8pp | 936.76%-919.5pp | 373.66%-356.4pp |
| Employer contribution / active EE | $12,745 | $3,260+291.0% | $2,723+368.1% | $4,754+168.1% |
| Participant deferral / active EE | $13,399 | $5,224+156.5% | $4,443+201.6% | $6,712+99.6% |
| Admin fee / account holder | $529 | $6,603-92.0% | $5,381-90.2% | $11,409-95.4% |