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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $453,067 | $77,814+482.2% | $158,223+186.3% | $86,983+420.9% |
| Participation rate | 91.2% | 68.4%+22.8pp | 79.2%+12.0pp | 69.5%+21.6pp |
| Annual return | 11.65% | 30.54%-18.9pp | 52.09%-40.4pp | 25.83%-14.2pp |
| Employer contribution / active EE | $22,738 | $2,592+777.2% | $4,109+453.4% | $2,584+779.8% |
| Participant deferral / active EE | $17,641 | $3,270+439.5% | $5,467+222.7% | $4,194+320.6% |
| Admin fee / account holder | $163,227 | $5,879+2676.3% | $16,047+917.2% | $7,856+1977.8% |