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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,652 | $75,962+380.0% | $154,108+136.6% | $64,173+468.2% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -4.02% | 30.32%-34.3pp | 735.21%-739.2pp | 7.63%-11.6pp |
| Employer contribution / active EE | $16,995 | $3,350+407.3% | $5,298+220.8% | $2,381+613.8% |
| Participant deferral / active EE | $15,558 | $3,175+390.1% | $5,081+206.2% | $3,470+348.4% |
| Admin fee / account holder | $47,663 | $5,589+752.8% | $13,411+255.4% | $4,887+875.2% |