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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $491,789 | $81,331+504.7% | $155,534+216.2% | $80,935+507.6% |
| Participation rate | 94.4% | 66.3%+28.2pp | 78.2%+16.2pp | 67.7%+26.8pp |
| Annual return | 16.44% | 33.37%-16.9pp | 64.92%-48.5pp | 35.66%-19.2pp |
| Employer contribution / active EE | $22,049 | $3,105+610.2% | $4,675+371.7% | $2,757+699.8% |
| Participant deferral / active EE | $15,560 | $3,454+350.5% | $5,630+176.4% | $4,299+261.9% |
| Admin fee / account holder | $35,712 | $7,999+346.5% | $15,900+124.6% | $6,924+415.7% |