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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $453,067 | $86,050+426.5% | $189,758+138.8% | $94,015+381.9% |
| Participation rate | 91.2% | 68.9%+22.3pp | 79.8%+11.4pp | 70.8%+20.4pp |
| Annual return | 11.65% | 17.77%-6.1pp | 52.62%-41.0pp | 17.84%-6.2pp |
| Employer contribution / active EE | $22,738 | $2,819+706.5% | $4,767+377.0% | $2,790+715.0% |
| Participant deferral / active EE | $17,641 | $3,349+426.8% | $5,856+201.2% | $4,249+315.1% |
| Admin fee / account holder | $163,227 | $6,627+2363.2% | $20,388+700.6% | $8,951+1723.5% |