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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $453,067 | $76,407+493.0% | $150,298+201.4% | $82,448+449.5% |
| Participation rate | 91.2% | 66.4%+24.8pp | 77.8%+13.4pp | 68.1%+23.1pp |
| Annual return | 11.65% | 39.99%-28.3pp | 62.79%-51.1pp | 41.64%-30.0pp |
| Employer contribution / active EE | $22,738 | $2,614+769.8% | $4,154+447.4% | $2,551+791.4% |
| Participant deferral / active EE | $17,641 | $3,214+448.8% | $5,453+223.5% | $4,139+326.2% |
| Admin fee / account holder | $163,227 | $6,352+2469.7% | $14,116+1056.3% | $7,234+2156.3% |