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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $453,067 | $78,690+475.8% | $161,489+180.6% | $87,485+417.9% |
| Participation rate | 91.2% | 67.5%+23.7pp | 78.7%+12.5pp | 68.9%+22.2pp |
| Annual return | 11.65% | 32.74%-21.1pp | 89.72%-78.1pp | 26.06%-14.4pp |
| Employer contribution / active EE | $22,738 | $2,588+778.5% | $4,268+432.7% | $2,596+775.8% |
| Participant deferral / active EE | $17,641 | $3,311+432.8% | $5,630+213.3% | $4,274+312.8% |
| Admin fee / account holder | $163,227 | $6,724+2327.7% | $16,006+919.8% | $7,775+1999.4% |