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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,048 | $93,064-22.6% | $74,577-3.4% | $273,972-73.7% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | -5.43% | 26.18%-31.6pp | 20.47%-25.9pp | 41.46%-46.9pp |
| Employer contribution / active EE | $1,100 | $3,160-65.2% | $2,525-56.5% | $4,869-77.4% |
| Participant deferral / active EE | $5,908 | $4,160+42.0% | $3,458+70.9% | $5,287+11.7% |
| Admin fee / account holder | $3,135 | $5,273-40.5% | $4,138-24.2% | $10,133-69.1% |