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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,482 | $104,953+26.2% | $84,637+56.5% | $152,909-13.4% |
| Participation rate | 62.5% | 74.8%-12.3pp | 68.2%-5.7pp | 82.5%-20.0pp |
| Annual return | 14.40% | 373.94%-359.5pp | 258.82%-244.4pp | 345.46%-331.1pp |
| Employer contribution / active EE | $1,626 | $3,304-50.8% | $2,653-38.7% | $4,764-65.9% |
| Participant deferral / active EE | $6,658 | $4,691+41.9% | $3,900+70.7% | $5,851+13.8% |
| Admin fee / account holder | $247 | $6,244-96.1% | $4,914-95.0% | $11,601-97.9% |