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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,217 | $81,331+219.9% | $155,534+67.3% | $80,935+221.5% |
| Participation rate | 88.9% | 66.3%+22.6pp | 78.2%+10.7pp | 67.7%+21.2pp |
| Annual return | 9.30% | 33.37%-24.1pp | 64.92%-55.6pp | 35.66%-26.4pp |
| Employer contribution / active EE | $6,556 | $3,105+111.1% | $4,675+40.2% | $2,757+137.8% |
| Participant deferral / active EE | $8,423 | $3,454+143.9% | $5,630+49.6% | $4,299+95.9% |
| Admin fee / account holder | $3,443 | $7,999-57.0% | $15,900-78.3% | $6,924-50.3% |