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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,449 | $77,920+203.4% | $149,723+57.9% | $75,177+214.5% |
| Participation rate | 72.7% | 65.6%+7.1pp | 78.8%-6.1pp | 67.2%+5.5pp |
| Annual return | -1.17% | 31.72%-32.9pp | 134.50%-135.7pp | 160.75%-161.9pp |
| Employer contribution / active EE | $0 | $3,138-100.0% | $4,821-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $6,556 | $3,411+92.2% | $5,682+15.4% | $4,126+58.9% |
| Admin fee / account holder | $20,907 | $5,951+251.3% | $13,215+58.2% | $5,651+270.0% |