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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,654 | $85,171+85.1% | $172,753-8.7% | $72,976+116.0% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 13.43% | 27.32%-13.9pp | 803.00%-789.6pp | 81.02%-67.6pp |
| Employer contribution / active EE | $6,321 | $3,324+90.2% | $5,144+22.9% | $2,440+159.1% |
| Participant deferral / active EE | $7,766 | $3,260+138.2% | $5,198+49.4% | $3,608+115.3% |
| Admin fee / account holder | $1,228 | $5,880-79.1% | $13,956-91.2% | $5,124-76.0% |