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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,471 | $209,425-45.8% | $178,499-36.4% | $158,966-28.6% |
| Participation rate | 66.7% | 86.4%-19.7pp | 81.9%-15.3pp | 82.0%-15.3pp |
| Annual return | 10.16% | 188.80%-178.6pp | 151.10%-140.9pp | 302.95%-292.8pp |
| Employer contribution / active EE | $14,947 | $5,707+161.9% | $5,011+198.3% | $4,762+213.8% |
| Participant deferral / active EE | $12,174 | $5,955+104.4% | $5,202+134.0% | $5,983+103.5% |
| Admin fee / account holder | $1,557 | $17,078-90.9% | $13,986-88.9% | $11,250-86.2% |