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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,348 | $202,342-62.8% | $172,752-56.4% | $152,897-50.7% |
| Participation rate | 40.0% | 87.1%-47.1pp | 82.6%-42.6pp | 82.5%-42.5pp |
| Annual return | 13.73% | 1029.83%-1016.1pp | 802.97%-789.2pp | 345.43%-331.7pp |
| Employer contribution / active EE | $7,800 | $5,858+33.2% | $5,144+51.6% | $4,764+63.7% |
| Participant deferral / active EE | $3,315 | $5,948-44.3% | $5,198-36.2% | $5,851-43.3% |
| Admin fee / account holder | $2,900 | $17,111-83.1% | $13,955-79.2% | $11,599-75.0% |