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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,788 | $180,459-70.7% | $154,108-65.7% | $135,380-61.0% |
| Participation rate | 33.3% | 87.4%-54.1pp | 83.0%-49.7pp | 82.6%-49.3pp |
| Annual return | -4.90% | 888.21%-893.1pp | 735.21%-740.1pp | 519.81%-524.7pp |
| Employer contribution / active EE | $13,746 | $6,035+127.8% | $5,298+159.5% | $4,779+187.6% |
| Participant deferral / active EE | $4,129 | $5,806-28.9% | $5,081-18.7% | $5,609-26.4% |
| Admin fee / account holder | $463 | $16,145-97.1% | $13,411-96.5% | $10,828-95.7% |