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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,209 | $171,492+14.4% | $150,734+30.2% | $198,609-1.2% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 18.14% | 804.70%-786.6pp | 600.81%-582.7pp | 202.70%-184.6pp |
| Employer contribution / active EE | $11,937 | $5,470+118.2% | $4,918+142.7% | $5,055+136.1% |
| Participant deferral / active EE | $8,807 | $6,259+40.7% | $5,610+57.0% | $6,977+26.2% |
| Admin fee / account holder | $870 | $17,628-95.1% | $14,905-94.2% | $19,030-95.4% |