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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,738 | $129,737+39.3% | $119,126+51.7% | $154,746+16.8% |
| Participation rate | 50.0% | 78.9%-28.9pp | 75.8%-25.8pp | 80.7%-30.7pp |
| Annual return | 23.43% | 379.08%-355.6pp | 282.11%-258.7pp | 172.34%-148.9pp |
| Employer contribution / active EE | $14,155 | $4,375+223.5% | $4,034+250.9% | $4,379+223.2% |
| Participant deferral / active EE | $15,500 | $5,842+165.3% | $5,318+191.5% | $6,730+130.3% |
| Admin fee / account holder | $368 | $11,961-96.9% | $10,693-96.6% | $14,365-97.4% |