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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,989 | $154,467-49.5% | $130,270-40.1% | $139,487-44.1% |
| Participation rate | 66.7% | 79.9%-13.2pp | 76.3%-9.6pp | 80.3%-13.7pp |
| Annual return | 19.00% | 30.58%-11.6pp | 38.89%-19.9pp | 373.84%-354.8pp |
| Employer contribution / active EE | $3,091 | $5,175-40.3% | $4,128-25.1% | $4,755-35.0% |
| Participant deferral / active EE | $6,101 | $8,497-28.2% | $6,797-10.2% | $6,713-9.1% |
| Admin fee / account holder | $2,100 | $9,222-77.2% | $6,022-65.1% | $11,407-81.6% |