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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,907 | $190,862-73.9% | $159,991-68.8% | $134,509-62.9% |
| Participation rate | 61.5% | 82.0%-20.4pp | 78.0%-16.4pp | 81.2%-19.7pp |
| Annual return | -18.15% | 552.59%-570.7pp | 408.82%-427.0pp | 418.13%-436.3pp |
| Employer contribution / active EE | $2,011 | $4,995-59.7% | $4,225-52.4% | $4,741-57.6% |
| Participant deferral / active EE | $4,127 | $6,924-40.4% | $6,183-33.3% | $6,400-35.5% |
| Admin fee / account holder | $3,971 | $10,495-62.2% | $8,715-54.4% | $11,427-65.2% |