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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,354 | $227,633-79.2% | $189,597-75.0% | $167,553-71.7% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.4%-11.8pp | 82.1%-15.4pp |
| Annual return | 16.40% | 78.45%-62.1pp | 64.20%-47.8pp | 478.89%-462.5pp |
| Employer contribution / active EE | $1,758 | $5,317-66.9% | $4,412-60.2% | $4,840-63.7% |
| Participant deferral / active EE | $3,828 | $7,003-45.3% | $6,174-38.0% | $6,343-39.7% |
| Admin fee / account holder | $3,723 | $11,879-68.7% | $9,807-62.0% | $12,316-69.8% |