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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,107 | $112,933-63.6% | $90,970-54.8% | $158,982-74.1% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 17.93% | 215.82%-197.9pp | 134.60%-116.7pp | 302.99%-285.1pp |
| Employer contribution / active EE | $1,260 | $2,893-56.5% | $2,122-40.6% | $4,763-73.5% |
| Participant deferral / active EE | $6,410 | $4,128+55.3% | $3,373+90.1% | $5,983+7.1% |
| Admin fee / account holder | $310 | $8,047-96.1% | $5,961-94.8% | $11,252-97.2% |