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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,058 | $99,652-81.9% | $78,778-77.1% | $147,586-87.8% |
| Participation rate | 62.5% | 76.2%-13.7pp | 69.2%-6.7pp | 82.8%-20.3pp |
| Annual return | 33.98% | 47.28%-13.3pp | 35.62%-1.6pp | 578.59%-544.6pp |
| Employer contribution / active EE | $634 | $2,796-77.3% | $1,986-68.1% | $4,876-87.0% |
| Participant deferral / active EE | $4,318 | $3,664+17.9% | $2,958+46.0% | $5,439-20.6% |
| Admin fee / account holder | $100 | $7,155-98.6% | $5,134-98.1% | $10,886-99.1% |