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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,529 | $109,411-47.4% | $89,435-35.7% | $158,982-63.8% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 14.13% | 345.68%-331.5pp | 245.55%-231.4pp | 302.99%-288.9pp |
| Employer contribution / active EE | $7,443 | $3,173+134.6% | $2,587+187.7% | $4,763+56.3% |
| Participant deferral / active EE | $4,115 | $4,600-10.5% | $3,890+5.8% | $5,983-31.2% |
| Admin fee / account holder | $4,856 | $6,159-21.1% | $4,884-0.6% | $11,252-56.8% |