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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,779 | $104,953-48.8% | $84,637-36.5% | $152,909-64.8% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 18.96% | 373.94%-355.0pp | 258.82%-239.9pp | 345.46%-326.5pp |
| Employer contribution / active EE | $8,052 | $3,304+143.7% | $2,653+203.5% | $4,764+69.0% |
| Participant deferral / active EE | $4,975 | $4,691+6.1% | $3,900+27.6% | $5,851-15.0% |
| Admin fee / account holder | $5,449 | $6,244-12.7% | $4,914+10.9% | $11,601-53.0% |