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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,881 | $95,188-62.3% | $76,518-53.1% | $135,380-73.5% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -9.66% | 4.85%-14.5pp | -0.27%-9.4pp | 519.81%-529.5pp |
| Employer contribution / active EE | $6,583 | $3,303+99.3% | $2,647+148.7% | $4,779+37.7% |
| Participant deferral / active EE | $4,283 | $4,640-7.7% | $3,836+11.7% | $5,609-23.6% |
| Admin fee / account holder | $2,528 | $6,249-59.5% | $4,849-47.9% | $10,828-76.7% |