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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,340 | $57,305-17.4% | $86,640-45.4% | $75,173-37.0% |
| Participation rate | 55.9% | 63.2%-7.3pp | 71.7%-15.8pp | 67.2%-11.3pp |
| Annual return | 19.27% | 2674.24%-2655.0pp | 592.52%-573.2pp | 160.72%-141.5pp |
| Employer contribution / active EE | $1,575 | $2,316-32.0% | $3,024-47.9% | $2,671-41.0% |
| Participant deferral / active EE | $3,593 | $3,320+8.2% | $4,438-19.0% | $4,126-12.9% |
| Admin fee / account holder | $1,083 | $4,116-73.7% | $5,616-80.7% | $5,651-80.8% |