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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,440 | $54,355-23.8% | $82,744-49.9% | $68,486-39.5% |
| Participation rate | 51.0% | 63.9%-12.9pp | 72.6%-21.5pp | 67.9%-16.9pp |
| Annual return | 101.76% | -13.67%+115.4pp | 702.22%-600.5pp | -7.85%+109.6pp |
| Employer contribution / active EE | $1,090 | $2,219-50.9% | $3,008-63.8% | $2,597-58.0% |
| Participant deferral / active EE | $3,212 | $3,246-1.1% | $4,395-26.9% | $4,028-20.2% |
| Admin fee / account holder | $456 | $4,397-89.6% | $5,325-91.4% | $5,404-91.6% |