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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,844 | $59,116-59.7% | $86,438-72.4% | $68,486-65.2% |
| Participation rate | 94.6% | 75.2%+19.4pp | 80.3%+14.3pp | 67.9%+26.7pp |
| Annual return | -20.17% | -0.23%-19.9pp | 4397.19%-4417.4pp | -7.85%-12.3pp |
| Employer contribution / active EE | $1,748 | $2,519-30.6% | $3,769-53.6% | $2,597-32.7% |
| Participant deferral / active EE | $5,294 | $5,902-10.3% | $6,952-23.9% | $4,028+31.4% |
| Admin fee / account holder | $5,262 | $5,639-6.7% | $6,733-21.9% | $5,404-2.6% |