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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,260 | $70,486-64.2% | $100,528-74.9% | $79,852-68.4% |
| Participation rate | 95.7% | 73.6%+22.0pp | 79.4%+16.2pp | 69.6%+26.0pp |
| Annual return | 18.88% | 21.90%-3.0pp | 30.90%-12.0pp | 31.72%-12.8pp |
| Employer contribution / active EE | $1,839 | $2,165-15.0% | $3,419-46.2% | $2,471-25.6% |
| Participant deferral / active EE | $5,419 | $5,182+4.6% | $6,271-13.6% | $3,740+44.9% |
| Admin fee / account holder | $3,148 | $4,480-29.7% | $8,084-61.1% | $5,306-40.7% |