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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,845 | $64,359-76.9% | $90,161-83.5% | $70,126-78.8% |
| Participation rate | 96.8% | 70.4%+26.3pp | 76.9%+19.9pp | 69.5%+27.2pp |
| Annual return | 85.20% | 28.13%+57.1pp | 34.89%+50.3pp | 73.15%+12.1pp |
| Employer contribution / active EE | $1,259 | $2,046-38.5% | $3,318-62.1% | $2,343-46.3% |
| Participant deferral / active EE | $3,681 | $4,389-16.1% | $5,287-30.4% | $3,332+10.5% |
| Admin fee / account holder | $1,641 | $3,945-58.4% | $5,943-72.4% | $4,645-64.7% |