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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,334 | $106,267-43.2% | $96,520-37.5% | $139,456-56.7% |
| Participation rate | 85.7% | 77.8%+7.9pp | 74.3%+11.4pp | 80.3%+5.4pp |
| Annual return | 13.67% | 38.45%-24.8pp | 35.72%-22.0pp | 373.45%-359.8pp |
| Employer contribution / active EE | $2,393 | $4,105-41.7% | $3,739-36.0% | $4,753-49.6% |
| Participant deferral / active EE | $5,909 | $5,454+8.3% | $4,879+21.1% | $6,711-12.0% |
| Admin fee / account holder | $9,574 | $7,882+21.5% | $6,733+42.2% | $11,407-16.1% |