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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,318 | $115,810-47.1% | $101,271-39.5% | $158,966-61.4% |
| Participation rate | 75.0% | 79.4%-4.4pp | 75.8%-0.8pp | 82.0%-7.0pp |
| Annual return | 8.54% | 56.15%-47.6pp | 46.48%-37.9pp | 302.95%-294.4pp |
| Employer contribution / active EE | $1,432 | $4,175-65.7% | $3,660-60.9% | $4,762-69.9% |
| Participant deferral / active EE | $3,996 | $4,958-19.4% | $4,371-8.6% | $5,983-33.2% |
| Admin fee / account holder | $7,592 | $7,248+4.7% | $5,948+27.6% | $11,250-32.5% |