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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,242 | $138,102-82.4% | $125,381-80.7% | $134,532-82.0% |
| Participation rate | 60.9% | 84.5%-23.6pp | 82.4%-21.5pp | 81.2%-20.4pp |
| Annual return | -19.56% | 750.73%-770.3pp | 572.31%-591.9pp | 418.27%-437.8pp |
| Employer contribution / active EE | $1,935 | $5,245-63.1% | $4,815-59.8% | $4,741-59.2% |
| Participant deferral / active EE | $3,647 | $7,801-53.2% | $7,448-51.0% | $6,401-43.0% |
| Admin fee / account holder | $593 | $11,568-94.9% | $10,007-94.1% | $11,429-94.8% |