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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,209 | $165,399-90.2% | $149,745-89.2% | $158,982-89.8% |
| Participation rate | 82.4% | 84.6%-2.2pp | 82.5%-0.1pp | 82.0%+0.4pp |
| Annual return | 23.36% | 348.34%-325.0pp | 276.72%-253.4pp | 302.99%-279.6pp |
| Employer contribution / active EE | $2,064 | $5,105-59.6% | $4,646-55.6% | $4,763-56.7% |
| Participant deferral / active EE | $3,676 | $7,183-48.8% | $6,843-46.3% | $5,983-38.6% |
| Admin fee / account holder | $845 | $10,811-92.2% | $9,312-90.9% | $11,252-92.5% |