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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,590 | $157,304-92.6% | $141,197-91.8% | $152,909-92.4% |
| Participation rate | 80.0% | 84.8%-4.8pp | 82.5%-2.5pp | 82.5%-2.5pp |
| Annual return | 25.92% | 64.34%-38.4pp | 71.41%-45.5pp | 345.46%-319.5pp |
| Employer contribution / active EE | $1,981 | $5,263-62.4% | $4,736-58.2% | $4,764-58.4% |
| Participant deferral / active EE | $3,262 | $7,111-54.1% | $6,710-51.4% | $5,851-44.2% |
| Admin fee / account holder | $480 | $12,126-96.0% | $10,265-95.3% | $11,601-95.9% |