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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,710 | $85,766+46.6% | $136,298-7.8% | $70,126+79.3% |
| Participation rate | 78.7% | 74.2%+4.5pp | 81.9%-3.2pp | 69.5%+9.1pp |
| Annual return | 29.37% | 31.46%-2.1pp | 5156.27%-5126.9pp | 73.15%-43.8pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $9,760 | $5,051+93.2% | $6,247+56.2% | $3,332+192.9% |
| Admin fee / account holder | $9,122 | $5,421+68.3% | $9,244-1.3% | $4,645+96.4% |