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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,353 | $98,776+67.4% | $149,745+10.4% | $79,856+107.1% |
| Participation rate | 78.0% | 75.8%+2.3pp | 82.5%-4.4pp | 69.6%+8.4pp |
| Annual return | 19.43% | 27.38%-7.9pp | 276.72%-257.3pp | 31.71%-12.3pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,646-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $11,467 | $5,681+101.8% | $6,843+67.6% | $3,741+206.5% |
| Admin fee / account holder | $9,167 | $6,053+51.5% | $9,312-1.6% | $5,306+72.8% |