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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,862 | $202,460+32.8% | $169,385+58.7% | $139,456+92.8% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 14.46% | 532.07%-517.6pp | 405.82%-391.4pp | 373.45%-359.0pp |
| Employer contribution / active EE | $16,475 | $4,691+251.2% | $4,012+310.7% | $4,753+246.7% |
| Participant deferral / active EE | $13,238 | $6,938+90.8% | $6,221+112.8% | $6,711+97.2% |
| Admin fee / account holder | $2,874 | $10,719-73.2% | $9,011-68.1% | $11,407-74.8% |