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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,438 | $228,352-26.2% | $185,835-9.4% | $158,966+6.0% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 15.86% | 40.81%-25.0pp | 35.96%-20.1pp | 302.95%-287.1pp |
| Employer contribution / active EE | $15,383 | $4,967+209.7% | $4,087+276.4% | $4,762+223.0% |
| Participant deferral / active EE | $9,510 | $6,416+48.2% | $5,633+68.8% | $5,983+59.0% |
| Admin fee / account holder | $3,152 | $11,867-73.4% | $9,502-66.8% | $11,250-72.0% |