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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,683 | $199,109-41.4% | $173,730-32.8% | $154,746-24.6% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 15.36% | 20.02%-4.7pp | 19.96%-4.6pp | 172.34%-157.0pp |
| Employer contribution / active EE | $6,415 | $5,311+20.8% | $4,577+40.2% | $4,379+46.5% |
| Participant deferral / active EE | $15,689 | $7,113+120.6% | $6,326+148.0% | $6,730+133.1% |
| Admin fee / account holder | $15,113 | $20,916-27.7% | $17,523-13.8% | $14,365+5.2% |