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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,164 | $165,399-49.1% | $149,745-43.8% | $158,982-47.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | -8.73% | 348.34%-357.1pp | 276.72%-285.5pp | 302.99%-311.7pp |
| Employer contribution / active EE | $10,559 | $5,105+106.8% | $4,646+127.3% | $4,763+121.7% |
| Participant deferral / active EE | $7,521 | $7,183+4.7% | $6,843+9.9% | $5,983+25.7% |
| Admin fee / account holder | $633 | $10,811-94.1% | $9,312-93.2% | $11,252-94.4% |