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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,231 | $127,387-49.6% | $115,038-44.2% | $125,389-48.8% |
| Participation rate | 55.6% | 84.2%-28.6pp | 81.4%-25.8pp | 83.2%-27.6pp |
| Annual return | -0.76% | 31.28%-32.0pp | 26.14%-26.9pp | 282.24%-283.0pp |
| Employer contribution / active EE | $6,036 | $5,166+16.8% | $4,608+31.0% | $4,866+24.0% |
| Participant deferral / active EE | $3,120 | $6,423-51.4% | $6,026-48.2% | $5,352-41.7% |
| Admin fee / account holder | $636 | $9,516-93.3% | $8,175-92.2% | $9,541-93.3% |