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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,373 | $108,882+36.3% | $96,754+53.4% | $154,746-4.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 16.84% | 98.39%-81.5pp | 82.04%-65.2pp | 172.34%-155.5pp |
| Employer contribution / active EE | $2,284 | $3,018-24.3% | $2,679-14.7% | $4,379-47.8% |
| Participant deferral / active EE | $6,598 | $5,323+24.0% | $4,758+38.7% | $6,730-2.0% |
| Admin fee / account holder | $570 | $10,200-94.4% | $8,905-93.6% | $14,365-96.0% |